Published:2020-02-25

JOB SUMMARY

• Perform a full range of accounting responsibilities for the branch, including update and maintain accounting journals and ledgers, process data in defined computer programs, compile data and prepare a variety of report preparation.  
  

PRINCIPAL DUTIES & RESPONSIBILITIES 

• Perform IBF system (Phase I) start-up and closing as well as Banking system (Phase II) start-up. 
  
• Prepare and submit periodic reports to Head Office and related government agencies. 
• Prepare and process daily vouchers. 
• Maintain file records and record disposal 
  
• Work closely with Head Office IT on GL-subsystem enhancement and testing in UAT.    
• Other duties as assigned.  

JOB SPECIFICATION

Experience: 

• Minimum 3 years in accounting field. 
  

Education & Professional Qualifications: 

• College degree or equivalent education preferred 
• Knowledge of related computer applications in banking system

  Skills/Knowledge: 

• Excel, Word, Quick Book, Fedwire, and SWIFT.   

Published:2020-06-09

Our client is one of the most reputable banks, their Head Office is in Hong Kong, with the total assets of $980 Billion Dollar, over 1,800 branches, 84,000+ employees worldwide, ranking 9th on the list of the world’s top 500 Banking Brands of The Banker in 2019.

Currently, they are seeking  a Compliance Officer in Irvine, CA. The Bank offers very attractive compensation, benefits and vacation package.  Please email me your most recent resume if you would like to pursue with this opportunity.  Please let me know if you would like to have more information regarding this position or the Bank.

Please let’s know if you know someone who might be interested in the following listed position. Our company offers $1,000 finder’s fee for any leads that would result in a successful placement for this position.

Compliance Officer

JOB SUMMARY

The Compliance Officer functions as an independent and objective body that reviews and evaluates compliance issues/concerns within U.S. branches; responsible to ensure that branches are adhering to governmental regulations and laws and work closely with upper management and banking staff to guarantee the bank's policies and procedures follow these rules.  The Compliance Officer reports to Head of U.S. Operations.   

PRINCIPAL DUTIES & RESPONSIBILITIES

• Coordinate with BSA Officer and Internal Control Representative to enhance all branch wide compliance including credit, BSA, IT, HR, operations and accounting.
• Work closely with Head Office Internal Audit Department (IAD) and Legal & Compliance Department (LCD).
• Develop, initiate, maintain and revise policies and procedures for the general operation of the compliance program and its related activities to prevent illegal, unethical, or improper conduct, and ensure compliance with regulatory requirements and minimize operational risks. 
• Respond to alleged violations of rules, regulations, policies and procedures by evaluating or recommending the initiation of investigative procedures. Develop and oversees a system for uniform handling of such violations.
• Act as an independent review and evaluation body to ensure that compliance issues/concerns within the branches are being appropriately evaluated, investigated and resolved. 
• Identify potential areas of compliance vulnerability and risk; develop/implement corrective action plans for resolution of problematic issues and provides general guidance on how to avoid or deal with similar situations in the future.
• Maintain current and extensive knowledge of the laws and regulatory guidelines by which the bank is required to comply with.
• Monitor compliance programs that have been put in place to ensure adequacy.
• Monitor internal policy and procedural manual review to ensure timely update. 
• Coordinate regulator examinations (e.g. OCC & FRB) and follow up with corrective actions if any.
• Oversee vendor management program.
• Oversee fraud control program and regular compliance inspection.
• Provide appropriate training to U.S. branches where necessary.
• Assist branch management and department heads in risk management programs.
• Keep Head Office and branch management apprised of new regulatory developments. 
• Complete Confirmation of Compliance for LA & Wingspan and submit to BSA monthly (by 10th) to submit to LCD. 

JOB SPECIFICATION

Experience:

• Minimum of 5 years of experience in the compliance environment

Education & Professional Qualifications:

• Bachelor degree in accounting, finance, economics or related field

Skills/Knowledge:

• Ability to apply critical thinking and strategic concepts to solve business problems
• Must be able to manage multiple demands and priorities
• Knowledgeable about government and financial regulations and laws
• Must possess excellent analytical, research, and organization skills, and attention to detail.
• Excellent communication skills (both verbal and written), influence and leadership skills
• Communication skill in Chinese is a plus

The Bank offers a competitive benefits package and salary commensurate with experiences. We are an EOE.  

Published:2020-02-07

Position Title:  Chief Compliance Offer

Location: Irvine, CA

Compensation: annual base salary is negotiable ranging from $150k to $180K, plus relocation package, sign on and annual bonus based on the experience, qualification and annual performance review.  

We client is the subsidiary of a well-known, leading and on the top tier of wealth and investment company in China.  Current, they are expanding their business in US and seeks to hire a Chief Compliance Office to facilitate the expansion and to oversee and supervise the department.  The job responsibilities and required qualifications are as follow. 

Responsibilities:

• Oversee the development of Compliance policy and procedures designed to ensure that the Adviser and the Funds are in compliance with applicable federal and state laws and regulations of the SEC, ERISA, FINRA and various state agencies.
• Through effective management of staff, oversee the Adviser’s compliance practices in the investment management of the 40 ACT funds, institutional, wealth advisory and wrap lines of business
• Identifies potential areas of compliance vulnerability and risk and develops and implements corrective action plans as needed
• Supports the strategic plans of the business in digital/mobile banking and lending; this position is responsible for the Consumer Compliance function encompassing Regulatory Risk, Fair Lending, and Financial Crime Prevention Compliance Audit teams to ensure that policies and processes are appropriate, competitive and consistent with Management's risk tolerance.
• Possesses deep knowledge of bank and non-bank financial institution related regulatory requirements, specifically related to consumer compliance regulations, and industry "best practices" for compliance programs in larger banking or consumer lending organizations.
• Provides compliance advice and guidance to senior management and as needed, to the firm’s investment professionals
• Oversee the preparation of required annual compliance report for Adviser.
• Responsible for Regulatory filings, including form ADV, 13F,13G, and foreign company filings
• Review and maintenance of Compliance Manuals
• Ensure compliance of sales and marketing activities and practices at the Company
• Oversee the day to day administration of the Firms Code of Ethics for Personal Trading and ensures compliance with advisor policies.
• Oversee the monitoring of compliance portfolio transactions and trading activity at all company locations.
• Monitors mutual fund and institutional compliance with objectives and guidelines at company.
• Oversee maintenance of the Company and Fund regulatory and internal records.
• Assists in the contracting process with vendors and clients.
• Partner with Virtus compliance in maintaining branch office registration and continuing education requirements.
• Oversee the testing, development and/or revising procedures designed to ensure compliance with the Investment Advisers and Investment Company Acts
• Performing other tasks/projects as assigned or required Requirements of the Marketing Manager.

 Qualifications:

•  Minimum Bachelor’s degree plus 10+ years of experience as a compliance officer with an investment adviser specializing in the institutional and fund marketplace.
• In-depth knowledge of regulations and interpretations under the Investment Adviser Act of 1940 and Investment Company Act of 1940.
• Broad knowledge of securities’ law including ERISA, FINRA, and State regulations
• Knowledge of portfolio compliance, trading, marketing, and back Office
• Significant experience and understanding of the retirement and securities industry including knowledge of insurance regulations across the spectrum of AIG's Life & Retirement businesses, including retirement plans, life insurance, fixed and variable annuities and mutual funds.
• Skill in identifying problems/making decisions (e.g., prioritization of tasks; interpretation of rules and policies
• The ability to form and develop relationships at all levels of the business is a critical element of this position.
• MBA or Law Degree and FINRA series 7, 24 and 65/66 licenses are highly desirable.
• Experience with the SEC is strongly desirable
• Language in Chinese and understanding of Chinese Culture are highly 

Published:2018-07-06

The BSA Analyst will assist the BSA Department with the BSA/AML related monitoring of the Bank’s customers and their transactions via report review, enhanced due diligence review, and data mining using a designated BSA software program, the Bank’s core system and other computer applications.

RESPONSIBILITIES

• Perform ongoing transaction testing and research, including using the internet, of customers preparing written Enhanced Due Diligence (EDD) summaries that provide comprehensive information about the customer and explanations/evaluations of the account holders’ tested activity.
• Monitor and track license and registration renewals for money service businesses (MSBs) as well as other documentation as required by the Bank’s CIP Policy and/or State or Federal law.
• Maintain well organized electronic records (including Excel spreadsheets) of Enhanced Due Diligence (EDD) Reviews.
• Monitor client activity, perform research and prepare written reports as need for the following activity types:
  • ACH transactions
  • Monetary instrument purchases
  • Potential OFAC matches
  • ATM activity
  • Cash transactions
  • Wire/Cash activity
• Provide coverage during periods of employee absence
• Perform other duties as assigned

Published:2018-07-06

Job Description:

Position Overview As a key member of the Capital Markets Compliance Team, the primary responsibility will be to support effective compliance with securities and derivatives laws, rules and regulations and industry best practices in the lines of business through the development and implementation of policies, standards and procedures. 

Responsibilities will include design and implementation of compliance risk management procedures by the first line of defense and development and, as a member of the second line of defense, monitoring of key risk indicators and other surveillance, risk assessment and reporting activities. 

Responsibilities may include assessing information barrier risk associated with communications, including data access, between private side and public side employees. Experience leading projects, including serving as the division liaison with information technology personnel, or with data analytic and management groups, is strongly desired.

Responsibilities May Include:

• Designing and building risk-based components of a comprehensive compliance oversight program in the Compliance division, in collaboration with other risk oversight groups such as Operational Risk Management, Enterprise Risk Management and Information Technology teams
• Design, implement and execute monitoring and surveillance programs for complex structured securities
• Assess compliance risk through review of reports, key risk indicators, issues logs and exception analysis, including integrating with Enterprise Risk Management functions
• Collaborate with Compliance testing team to develop testing plans and oversee execution of testing and integration of testing results into compliance risk assessments.
• Support the information barrier program, including monitoring communications between private side and public side employees in meetings and over electronic communication platform and conduct periodic review of data transmittals.
• Collaborate with operations personnel, the legal division, information security and other key internal partners to maintain compliance risk management tools and standards throughout corporate policies and procedures.
• Position may include compliance with derivatives requirements

Qualifications:

• Minimum of 5 years of experience in a legal, compliance or similar risk management role
• Bachelor’s degree or equivalent experience
• Experience coordinating across organizational lines
• Experience in demonstrating exceptional analytic skills, attention to detail and organizational skills
• Experience working effectively independently as well as in a team environment, including with cross-functional teams
• Knowledge of the capital markets, trading instruments (including mortgage-backed securities, fixed income and derivatives) and mortgage finance
• Experience with working effectively in a changing environment

Published:2021-04-27

Dear Colleague and Friend,

Our client bank is a fast-growing bank.  Currently, they are seeking for an Information Security Officer & Physical Security Officer in San Gabriel, CA.  The Bank offers a very attractive compensation, benefits, health insurance, vacation package, and most importantly the nice working environment and the opportunity to grow with the Bank together. 

Please email me your most recent resume if you would like to pursue with this opportunity.  Please let me know if you would like to have more information regarding this position or the Bank.


Information Security Officer & Physical Security Officer
 

Main Functions

This role has a central and key role in working with IT vendors on the Information Security of the bank, to ensure the company’s information system assets are risk managed for regulatory exams, audits and in compliance to company standards and policies. Co-manage IT and Information Security assets with vendors. Serve as on-site IT support, main point of contact for MSSP’s (Managed Service and Security Providor) service desk, IT projects, provision, upgrade and maintain new and current IT and Information Security technologies while ensuring the physical security of the bank.

Information Security Officer Role

• Work with the MSSP, telecom and physical security vendors to maintain appropriate network access, physical access and ensure IT project progression in accordance to the service levelagreement
•  Work with the MSSP vendor to provide a monthly summary of active directory,network performance, servers, back-up, patching, anti-virus, IPS, IDS, web filtering and the Core Processor to review security access to the Information and Physical Security Sub- Committee and other as neededCommittees
• Take ownership of the Bank’s Information Security, Business Continuity Planning, Disaster Recovery and Pandemic policies
• Perform the Bank’s annual testing of Business Continuity Planning and DisasterRecovery
• Responsible for cybersecurity oversight, incidence response plan and cybersecurity incidentreports
• Take ownership of the annual Information Security, GLBA risk assessments and cyber Assessment Tool (CAT) as required by Federal Financial Institutions Examination Council (FFIEC)
• Main point of contact for annual internal IT, Information Security and GLBA auditsand penetrationtesting
• Main point of contact for the annual regulatory federal IT and Information Security exam
• Be proactive and lead the development of the IT and Information Securitytechnologies, strategy and roadmap ensuring integration with the bank’s strategic planningprocess
• Attend cybersecurity and vendor conferences to maintain up to date knowledgeof cybersecurity andIT
• Serve as liaison between the Bank in the national and worldwidecybersecurity associations to share and be updated regarding cyberthreats
• Ensure that consistent and proven information- security practices are employed across all entities in order to better manage the growing level of cyber securityrisk
• Provision, co-manage, maintain and dispose all of the bank’s servers, switches, routers, UPSs, end- user desktops, end-user laptops, mobile devices, phone system, mobileapps, vendor online services andwebsite
• Procurement, co-manage, and main point of contact for new and current technologies with core processor, Microsoft and bankingapplications
• Provisioning of new employees with IT, Information Security and Physical Security needs.
• Provide cybersecurity training to all levels of the organization including boardmembers, senior management andemployees
• Maintain the standards of the Clean Desk Policy for allemployees
• Able to communicate effectively about Information Security and IT best practices, concepts, and policies to directors, senior management and non-technicalemployees

Physical Security Officer Role

• Ensure physical security policies and standards are being followed, maintainedand updated
• Main point of contact for the monthly burglar alarm tests and annual firedrill
• Provision and maintain the bank’s access control system and keyfobs
• Work with vendor to manage the video surveillance system of the Bank for capture and answer requests of videoretrieval
• Work with vendor to manage and maintain the monitoring and alarm systems ofthe bank
• Responsible for physical security response plan and incidentreports

Job Requirements

• Bachelor’s degree in Computer Science, Computer Information Systems, Management Information Systems, Cybersecurity or relatedfield
• Minimum 3+ years of IT and Information Security experience in bankingoperations
• A good team player, organized, attention to detail, hardworking and able to work independently
• Excellent leadership, oratory, multi-tasking, and project managementskills
• Proficient in the latest Windows, Server, network, Information Security, Cybersecurity best practices, standards, policies andprocedures
• A+, Security+, CEH certifications are desired or have a willingness topursue
• CCBTO, CISA, CISM, CISSP certifications are highlypreferred

 

Christine Jin, Banking & Financial Services 

• Intelligent Management Consulting Inc 
  Tel  : (626)715-2508 
  christine@intelligentmanagement.us
  

Published:2020-07-23

Dear Colleague and Friend,

Our client bank is one of the most reputable banks, their Head Office is in Hong Kong, with the total assets of $980 Billion Dollar, over 1,800 branches, 84,000+ employees worldwide, ranking 9^th on the list of the world’s top 500 Banking Brands of The Banker in 2019.

Currently, they are seeking for an Operations Officer in San Francisco, CA. The Bank offers very attractive compensation, benefits and vacation package.  Please email me your most recent resume if you would like to pursue with this opportunity.  Please let me know if you would like to have more information regarding this position or the Bank.

Operations Officer

JOB SUMMARY

Responsible for handling operational daily work and coordinating with other departments for operational issues.

PRINCIPAL DUTIES & RESPONSIBILITIES

• Check and verify operational daily work to ensure the accuracy before day-end balance
• Update Check21 log and FRB pledge log
• Save SWIFT monthly list and softcopy of MT103 & MT202
• Check account opening documents and create new account in system accordingly
• Maintain log for deposit account activities, e.g. new/closed account log, dormant account log
• Prepare and maintain prime rate changing worksheet
• Adjust interest amount and renew interest rate for DDA & Loan accounts
• Be in compliance with BSA & regulations
• Send weekly loan expiration and overdue reports
• Prepare monthly/quarterly reports for Head Office or other departments
• Assist Department Manager in project research and analysis

 JOB SPECIFICATION

Experience:

• 3 years of related experience in banking industry

 Education & Professional Qualifications:

• Bachelor’s degree in Finance or Economics or other related fields  

 Skills/Knowledge:

• Must be detail-oriented and possess strong administrative skills.
• Knowledge of banking operations.
• Computer skills of MS Office and banking system.
• Demonstrate professional attitude, self-motivated and can work independently with minimal supervision.
• Effective verbal and written communication skills.
• Communication skill in Chinese is a plus.

Thank you for your time, wish you a safe and pleasant weekend!

Christine Jin, Banking & Financial Services 
Intelligent Management Consulting Inc 
Tel  : (626)715-2508 
christine@intelligentmanagement.us

Published:2021-04-07

POSITION SUMMARY:

• Perform in-depth underwriting review of mortgage loan files for compliance with applicable State and Federal laws and adherence to
  specific lender guidelines to support mortgage productions and quality control.
• Ensure familiarity and compliance with the Bank’s policies and procedures and governing laws and regulations.

ESSENTIAL FUNCTIONS:
Review: (60%)

• Examine loan documentation for accuracy and completeness.
• Analyze all required information and underwrite all portfolio and secondary market mortgage loan files for preliminary and final approval.
• Communicate corporate and investor guidelines and respond to customers, loan processors, and loan consultants in a timely and
  professional manner.

Knowledge: (25%)

• Handle underwriting, quality control plans and reviews, data delivery and appraisal reviews.
• Underwrite residential mortgage loans in compliance with federal, state regulations and laws and secondary market guidelines.
• Maintain a sound knowledge of all regulatory compliance requirements, secondary market activity, practices, and business/industry
  practices as they impact underwriting quality and origination activity.

General (15%)

• Familiarize and comply with all applicable Bank’s policies and procedures as well as governing laws and regulations.
• Performing all assigned duties under Bank’s compliance programs and related laws & regulations.
• Successfully completing all mandatory training on related Bank’s and BSA compliances as well as other laws and regulations as assigned in
  a timely manner.

OTHER RESPONSIBILITIES:

• Train new Underwriter as well as other team members, such as Processors and Closer.
• Train and advise MLO in restricting their loan submission, to enhance the credit quality of the bank’s portfolio.
• Perform timely response to all Audit and Examination findings.
• Perform other duties as assigned.

EDUCATION, EXPERIENCE AND SKILLS REQUIRED:

• Bachelor’s degree in Finance, Business Administration, Accounting, or other relevant Business fields is preferred.
• 3-5+ years of mortgage industry experience including underwriting.
•  Mortgage underwriting experience in retail environment for conforming & conventional loan. (FHMA)
• Familiar with Desktop Underwriting and Condo Project Approval.
• Working knowledge of credit, finance, lending procedures and legal and audit regulations.
• Analytic, quantitative, interpersonal, verbal and written communication, and PC skills.
• Must be a demonstrated team player.
  

PHYSICAL DEMANDS:

• Minimum mobility to work in an office setting; sit for prolonged period of times; operate office equipment including use of a computer
  keyboard; and reach with hands and arms. Employees are occasionally required to walk and stand and lift and move records and
  documents weighing 30 pounds or less.

COMMUNICATION DEMANDS:

• Attention to detail, strong organizational, communication, interpersonal, self-motivated, and analytical skills, ability to interact with all
  levels of management and staff.

WORK ENVIRONMENT:

• Standard office environment. Noise level in work environment is usually average. Hear in the normal audio range with or without
  correction. Specific vision abilities required by this job include close vision and the ability to adjust focus.
  

Published:2020-05-29

•  Review commercial real estate loan applications and analyze credit information to make a general assessment of borrower’s creditworthiness;
•  Review contracts, leases appraisals, environmental assessment reports, flood determinations, insurance policies and other information to assess risks associated with the Bank’s collateral position;
• Review financial statement analysis, prepare to greenlight memo and credit recommendation report; present loan recommendations to credit committee and other relevant departments;
• Work closely with Loan Officers to structure and negotiate the financing structure, credit opportunities, term sheet and commitment letter with outside legal counsel, borrowers, and brokers;
• Partner with Loan Administration and outside counsel in the review of loan documentation to ensure documents meet agreed-upon business terms;
• Complete annual review, renewal and/or modifications associated with new money requests and ongoing loan covenant monitoring for the existing loan portfolio;
• Identify potential credit problems and recommend action to prevent potential loss;
• Provide training and guidance to junior staff in financial analysis, portfolio management, risk assessment, and customer relationship;
• Perform any duties as assigned by the management of the Branch.

Minimum 5 years of underwriting experience in commercial and/or real estate loans.  Good working knowledge of loan documentation, Moody’s spreadsheet software, and other spreadsheet applications.  Ability to priories’ multiple tasks to meet tight schedules. Excellent verbal and written communication skills.  Formal credit training program a plus.  

Published:2020-03-12

Commercial Loan Servicing/Closer/Funder, Downtown LA, CA

 

Responsibilities & Duties

• Prepare loan documentation for Commercial Loan and Real Estate Loan

• Prepare Loan closing and funding in accordance with loan conditions and requirements

• Follow-up loan collateral

• Attend trainings as assigned for continuing education

Knowledge, Skills Abilities Required

• Required: Knowledgeable in Loan Operations policies and procedures.

• Required: Knowledgeable in banking, regulations and State/Federal Regulations.

• Required: Extensive knowledge in Laserpro and Fiserv System.

• Communication Skills:
•  Excellent written and oral communication skills; ability to communicate effectively and project a professional image when giving and taking information in writing, in person, and over the phone.
• Ability to respond effectively to the most sensitive inquiries or customer complaints.
• Ability to interact effectively with all levels of Bank personnel, departments, and customers
•  Reasoning Skills:
•  Excellent analytical skills including the ability to define problems, collect data, establish facts, and draw conclusions.
•  Ability to interpret an extensive variety of technical instructions in mathematical or diagram form and deal with several abstract and concrete variables.
• Ability to identify problems and develop solutions when needed.
• Ability to think critically.

• Computer Skills:
• Accurate typing/keyboarding skills; basic computer skills, including the use of word processing, spreadsheet software applications, and e-mail.
• Basic working knowledge of Microsoft Word, Excel, and Outlook.

Published:2018-07-06

This position is responsible for credit underwriting function. Focusing on the quality and completeness of credit write-ups completed. Performs a variety of duties in support of Commercial and CRE (Commercial Real Estate) credit underwriting function. 

Interacts with General Managers, Relationship Managers, Portfolio Managers, Note Department, as well as any other internal department personnel, and third party providers to complete variety of tasks associated with the loan approval process. Assures tasks are completed accurately, timely and professionally.

RESPONSIBILITIES

• Reviews the loan request and obtains necessary financial information of borrower/guarantor through PM, RM or GM of respective business units.
• Obtains information related to the loan origination process, including ordering credit reports (i.e. Experian, LexisNexis and D&B), appraisals, preliminary title reports, UCC searches, environmental reports, insurance information, flood certificates and various other items.
• Analyzes financial information and spread, structures the credit facility, underwrites credit memo and makes credit recommendations.
• Manages loan process through obtaining final credit approval.
• Works closely with Loan Admin. and CAD in problem solving
• Participates in management projects as needed and assists in achieving the company’s goals and objectives.

QUALIFICATIONS

• Bachelor’s Degree in Business Administration, Accounting or Finance or related discipline
• Minimum of 5 years in previous lending or finance related experience.
• Ability to establish and maintain effective work relationship both internally and externally.
• 3-5 years of strong underwriting skills in commercial/CRE loans
• Ability to independently resolve complex credit issues and analyze credit risks.
• Good knowledge of bank policies and procedures, rules and regulations.
• Strong motivation with effective organizational, problem-solving, negotiation & follow-up skills.
• Effective oral and written communication skills.
• Demonstrated PC skills including Microsoft Office Suite and Moody’s Analytical Risk Analyst.

Published:2018-07-06

GENERAL JOB DESCRIPTION:

Credit underwriting position requires preparation of detailed credit assessments, credit reviews and other administrative matters in connection with credit.

PRIMARY DUTIES/RESPONSIBILITIES:

• Underwrite credit assessments and reviews. Review and verify accuracy of new loan credit proposals as back up for Credit Manager.
• Credit Analysis-conduct and analyze annual reviews of existing borrowers. Credit analyst is required to collect, review and analyze financial statements, tax returns and operating statements to complete credit reviews. Compilation of spreadsheets on borrowers/guarantors’ financial statements and cash flow projections.
• Spread and analyze personal and corporate financial statements and tax returns.
• Prepare assessment and review credit analysis on companies and guarantors.
• Prepare projections and cash flow projections and determine manner of preparation.
• Accept orders for real estate appraisals for loans. Contact appraisers, obtain price quote, turn around time and prepare appraisal orders for signature of credit manager. Provide leases, operating statements, preliminary title reports to appraisers. Act as contact person to resolve problems, mistakes and possible errors between appraisers and credit officers of Commercial Banking Department. Resolving any billing issues.
• Responsible for maintenance of credit files’ physical condition. Responsible for filing, safekeeping of credit files and contents. Identify, collect and shipping of out-dated files for storage with record keeping. Responsible for ordering and retrieving credit files from storage when needed.
• Prepare periodic reports of the Credit Department such as Annual Review Progress report on weekly and monthly basis. Prepare monthly credit profiles, renewed and reviewed reports, quarterly and annual HDMA report, Emerging Problem Loan report and Past Due and Problem loan report.
• Liaise with New York and Beijing colleagues for the use of the in house GCMS system.
• Performs other related duties and assignments as required.

Published:2018-07-06

The incumbent will be responsible for:

• lead Loan Review and Research Section (“LRRS”) and make sure the sound quality of lending assets.
• lead the LRRS team to process loan payment and booking requests;
• lead the LRRS to closely monitor the existing loan portfolios;
• arrange associates to prepare quarterly monitoring sheets and annual review
• lead the LRRS team to conduct market search on the development of future clients for deposit, trade finance and commercial lending;
• lead the LRRS team to hand on BSA and OFAC as well as all compliance related monitoring and searching.
• lead the LRRS team to deliver financial spreads and financial analysis as well as credit risk recommendation report to marketing officers;
• lead the LRRS team to submit weekly and monthly reports timely as required. 

The AVP will oversee the risk and compliance aspects of the portfolio; overseeing monthly, quarterly and annual reviews and ensuring compliance with applicable rules, regulations and laws. S/he will be responsible for managing a team of loan officers and associates as well as managing relationships with other branches, departments and regulators, auditors and loan reviewers.

We are looking for someone with at least 5 years of lending experience; with at least 3 years in a credit analyst/comparable role in a large US bank. (Preferred institutions: BOA, Wells Fargo, JPM, Citibank! other major syndicated lenders)

Bachelor’s degree or above (Master’s preferred) is required along with strong communication, people and credit analysis skills.

Published:2018-07-06

This position is responsible for the quality of loan portfolio assigned and the effectiveness of the portfolio management. Provides day to day credit support, coordination, and management for assigned loan portfolios. Ensures customers are being serviced effectively, their inquiries responded to and operational situations resolved promptly and efficiently.

• Reviews the loan request, analyze financial information and spread, structures the credit facility, underwrites credit memo and makes credit recommendations.
• Reviews loan documentation and manages loan process through pre-funding and transaction booking.
• Performs credit file maintenance and provides credit support to Relationship Managers on the assigned loan portfolio.
• Ensures assigned loan portfolios are in compliance with bank policies, procedures and regulations.
• Participates in management projects as needed and assist in achieving the company’s goals and objectives.

Qualification:

• Bachelor’s Degree in Business Administration, Accounting or Finance or related discipline
• Ability to establish and maintain effective work relationship both internally and externally.
• Strong underwriting skill in commercial lending especially in CRE lending
• 5 Years+ CRE loan underwriting and portfolio management experience
• Ability to independently resolve complex credit issues and analyze credit risks.
• Good knowledge of bank policies and procedures, rules and regulations.
• Strong motivation with effective organizational, problem-solving, negotiation & follow-up skills.
• Effective oral and written communication skills.

Published:2018-07-06

• Assist lending officers in credit structuring and underwriting.
• Review and sign off all credit proposals before submitting to Loan Committee.
• Supervise pre-funding check to assure all condition precedents are in compliant prior to loan funding.
• Responsible for credit and loan portfolio information preparation for outside examiners and parent bank auditor review.
• Delinquent and criticized loans monitoring and management.
• Supervise Note (Loan Service) Department and review loan documents to assure the accuracy and the compliance of loan structure.

 Qualification:

• Bachelor’s Degree in Business Administration, Accounting or Finance or related discipline
• Ability to establish and maintain effective work relationship both internally and externally.
• Strong credit underwriting skill in commercial lending especially in CRE lending
• 5 Years+ CRE loan underwriting and portfolio management experience
• Ability to independently resolve complex credit issues and analyze credit risks.
• Good knowledge of bank policies and procedures, rules and regulations.
• Strong motivation with effective organizational, problem-solving, negotiation & follow-up skills.
• Effective oral and written communication skills.

Published:2018-07-06

A major Chinese bank with the total assets of $7.7 trillion dollar, and over 800 branches, 50,000+ employees worldwide, ranking it among the world’s top 100 banks. The Bank is willing to provide the H-1B sponsorship for the qualified candidate.

Job Summary:

Reach on new banking/finance software solutions. Be the liaison between US and China, help the parent bank IT department in China to develop the banking IT program, interacting with the IT department in China, be the part of the team in performing with all phases of the development lifecycle, including initiate technology research, software/systems design, implementation, testing, integration; and development programs, and make technical presentations. Applicant will serve as a researcher developing new technology areas for the Department.

Education/Experience:

Requires a Bachelor’s degree in Computer Engineering or Computer Science. Must have excellent interpersonal skills; must be able to work well individually or as a member of a project team; must have excellent written and verbal communication skills.

Published:2021-04-07

POSITION SUMMARY:

• Primary function is to generate revenue for the Commercial Banking group by actively establishing a center of influence for new referrals as
  well as actively participating in community events. Relationship Managers are expected to grow and expand existing customer base by
  partner referrals in addition to growing new customer acquisition by conducting effective need assessment and recommending based upon
  customer needs.
• Research and identify new and viable prospects in order to achieve the assigned financial goals and profit growth in the assigned team.
  Build and maintain industry networking and customer pipeline to leverage the commercial and industrial loans for business prospects.

ESSENTIAL FUNCTIONS:
Business Development (75%)

• Business development and the acquisition of new clients to generate new Commercial & Industrial & Commercial Real Estate (owner
  occupied and investor) loan relationships resulting in new fee income (such as loan fees, cash management & international service fees,
  etc.) for the bank.
• Generate new business and consumer deposits for the bank.
• Develop strategies for targeting middle market companies and create opportunities by calling on prospects, referral sources and center of
  influences in order to develop business and expand client base
• Generate qualified leads through direct mails, community involvements, telephone work, referral source development, and other
  networking and marketing tactics
• Manage the pipeline of active and viable leads including determining which prospects to call on and the priority and scheduling of calls.

Portfolio Management and Expanding Portfolio (15%)

• Overall accountability for driving the profitability, quality and growth of portfolio
• Management and growth of existing customers through increasing the use of lending products and cross sales of non-lending products and
  services such as cash management, FX, and Trade Finance to existing customers
• Works collaboratively with the credit team to identify and resolve credit issues and covenant non-compliance

Servicing (10%)

• Maintain superior and courteous service to promote products and expand customer relationships & exceed customer expectations in terms
  of accuracy, efficiency, courtesy, and professionalism
• Negotiate terms (collateral, covenants, pricing, and other components) of lending agreement with customer/prospect

OTHER RESPONSIBILITIES:

• Prepare business reports including pipeline, expense, sales summary, etc.
• Be aware of the current trends and competitors’ conditions in the target market and industry
• Perform related duties, as required, for the training and development purposes.
• Familiarize and comply with all applicable Bank’s policies and procedures as well as governing laws and regulations.
• Performing all assigned duties under Bank’s compliance programs and related laws & regulations.
• Successfully completing all mandatory training on related Bank’s and BSA compliances as well as other laws and regulations as assigned in
  a timely manner.

EDUCATION, EXPERIENCE AND SKILLS REQUIRED:

• Bachelor’s degree in Finance, Economics, or business-related field is preferred
• 4+ years of experience in sourcing and building business relationships in C&I field is preferred
• Strong influencing, financial statement reviews, sales, customer service, and communication skills
• Credit background that allows to critically review, analyze, and structure commercial loans, cross sell bank products, and attract new
  business
• Familiar with C&I market, all applicable State and Federal regulations, business projects
• CFA or related certification is preferred.

PHYSICAL DEMANDS:

• Minimum mobility to work in an office setting; sit for prolonged period of times; operate office equipment including use of a computer
  keyboard; and reach with hands and arms. Employees are occasionally required to walk and stand and lift and move records and
  documents weighing 30 pounds or less.

COMMUNICATION DEMANDS:

• Attention to detail, strong organizational, communication, interpersonal, self-motivated, and analytical skills, ability to interact with all
  levels of management and staff.

WORK ENVIRONMENT:

• Standard office environment. Noise level in work environment is usually average. Hear in the normal audio range with or without
  correction. Specific vision abilities required by this job include close vision and the ability to adjust focus. Travel is required.

Published:2020-02-25

The Lender is responsible for meeting with the potential borrower, reviewing business plans and financial statements. The Bank’s loan officers are an integral part of the loan origination process. Responsible for performing underwriting analysis of borrower and guarantor character, credit worthiness, and financial condition including determining of borrower eligibility for SBA programs. Underwrite all transactions in strict adherence to current SBA Standard Operating Procedures while maintaining compliance with all bank and department policies and procedures.

Candidates must be comfortable developing new business relationships and networking to promote the bank’s government lending programs within the SBA 7(A), and 504 loan programs. A self-starter with strong verbal and written communication skills and ability to handle multiple projects. Bachelor Degree in the field of Business or three to four years banking experience, preferably in lending.

Job Type: Full-time 

Required experience: Banking experience: 3 year 

Required education: Bachelor’s

Published:2018-07-06

Seeking SBA Loan Officer to join the Bank’s rapidly-growing, dedicated SBA Lending Division. 

The Lender is responsible for meeting with the potential borrower, reviewing business plans and financial statements. The Bank’s loan officers are an integral part of the loan origination process. Responsible for performing underwriting analysis of borrower and guarantor character, credit worthiness, and financial condition including determining of borrower eligibility for SBA programs. Underwrite all transactions in strict adherence to current SBA Standard Operating Procedures while maintaining compliance with all bank and department policies and procedures. Candidates must be comfortable developing new business relationships and networking to promote the bank’s government lending programs within the SBA 7(A), and 504 loan programs. A self-starter with strong verbal and written communication skills and ability to handle multiple projects. Bachelor Degree in the field of Business or three to four years banking experience, preferably in lending.

Job Type: Full-time

Required experience:
Banking experience: 3 year

Required education:
Bachelor’s

Published:2018-07-06

The key responsibilities include:

• Originate new business for the branch, (especially, deposit), leading to measurable growth
• Maintain customer relationship, and manage the branch customer portfolio

Desired Skills and Experience

• Bachelor’s degree in Finance/Business or equivalent.
• Minimum 3 years of business development in banking industry
• Strong interpersonal communication skill
• Ability to work independently and handle multiple tasks
• Possess good knowledge in banking regulations
• Proficiency in productivity-enhanced Computer skills
• Bilingual in Chinese is preferable

Published:2018-06-09